US Mortgage Recruiters - Originate Loans In All 50 States!

Originate Loans In All 50 States!
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FHA Information

Purchase - 203K Rehabilitations - Rate Term and Cash out Refinances - Streamlines - Reverse Mortgage (HECM) - FHA Secure - In Chapter 13 Refinance

With your membership you can originate FHA loan in 47 states as a member of US Mortgage Recruiters. The commission to you is 70% of the front and back end and the loan fee is .5 a point. Currently we are unable to process FHA loans in SC, OH, and OK. These states will be added soon so be sure check back for more information.

Massachusetts and North Carolina include the 1.50% FHA Upfront Mortgage Insurance Premium in the Fees and Points Threshold limiting the maximum fees and points allowed at 2.49% for the Broker.

Taylor Bean Whitaker applies this paractice in all 50 States.

Yield Spread Premium is calculated on the BASE LOAN AMOUNT ONLY.

No Scores or Fico scores below 620 are usually a Manual Underwrite. Some Lenders have costs for State Pricing not reflected herein.

Loan Officers, Brokers and Bankers Commissions are based on the One Percent Origination Fee and One Percent Discount Point** and Lender's Yield Spread Premium. All Processing Center Fees paid by the borrower are retained by The Processing Center.

**A One Percent Origination Fee and a One Percent Discount are allowed on FHA and VA Loans and may be applied to a Purchase or Refinance providing the Fees and Points in TOTAL DOES NOT EXCEED THE STATE'S PREDATORY MAXIMUM.